Food Business Insurance

food business insurance

Business Insurance For Corporate Entertainment

You would hope that most businesses have comprehensive insurance these days, especially given all the liability claims that are going through the courts recently. It is now necessary to consider and plan for almost all possible occurrences and companies who don’t can often feel the wraith of the claims courts. One area that is still not given the attention that it deserves is insurance for clients hospitality or entertainment events. Here are the two main reasons why people need to get cover.

Injury or Damage. The company that organised the event, be it a day of sky diving or just team building in the park, are potentially liable for any loss or damage. Most companies that run the actual entertainment should have their own cover, but this doesn’t take into account the travelling or time spent off the grounds of the activity. Everything from loss of personal possessions, to serious injury or damage can be claimed for against the business, and the expenses can often be a great deal more than the company can afford.Make sure your business is protected for the entire length of the entertainment event and in all locations that your clients will be.

Unforeseen Events. Insurance is not just necessary to protect against liability claims, but also cover unforeseen issues with the event itself. Let’s say for example you are taking some of your best clients on a Cheltenham hospitality day, but it gets rained off. Potentially you could get your money back for the event, but often a clause is written into the booking saying that the no responsibility can be taken for “acts of God”. Further more it is likely that money has been spent on accessories for the event and things like food and transport, and it is important to be able to claim for these. Events such as Henley Regatta are very good as they offer money back to anyone who cannot make the event due unforeseen circumstances, but this is a rarity and you will not be so lucky with most events.

FOOD CART FRANCHISE as low as P21,888


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